MBbass,
Everyone appreciates the information you share. Keep posting, you do not come across as a "know it all"... you come across as someone who is willing to share and help others. You also posted this tip in the right area (Beginner's Board)... although I have seen some pretty seasoned anglers abuse fish because they do not know enough about fish handling and hook removal.
IMHO - No lure is worth more than the life of a bass. I very rarely have had a bass take a lure so deep that it was in it's throat... but I still keep a pair of long handled cutting dikes in the boat just in case...
If you can cut the hook point behind the barb, the the rest is easy. The barb is what kills...
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Brendan Cucinello : Bassin' USA President