Hi Dan,
Thanks for posting... and you don't ever have to "bow" to anyone here, we're just a bunch of folks that are addicted to bass fishing and like helping people.

As far as the gear ratio of that reel you mentioned, 6.2:1 means that for every "1" turn of the reel handle, the spool will rotate "6.2" times. This would be considered a "fast" retrieve reel. So why is that good or bad? Well, if you are only going to be using 1 reel for a while, it's better to have a little more speed than not enough. As you get more into bass fishing, there are certain techniques that are better suited for a "slow" retrieve reel (like fishing certain crankbaits). Mainly folks like to use the slower speed reels to force themselves to slow down their retrieval. The down side is when a bass picks up your lure and races towards you, those slower reel speeds are not fast enough to catch up to the bass. I guess it’s a case of “sometimes more is better”.
Let me back up a minute though… before we would ever recommend you purchase anything, it would be good to know what you plan on doing with it. I know that you would like to start bass fishing and that you have been trout fishing already. Let me ask you a few other questions so we can try to help figure out what might be the best solution for you:
1) Where do you plan on fishing (what lakes/rivers) and from shore or boat?
2) Do you already have a good spinning setup for bass fishing?
3) Is there a reason why you want to start bass fishing with a bait-casting rod & reel setup?
4) What types of lures to you think you would like to start off with (spinner-bait, worms, etc.)?
We can discuss line size after…
Looking forward to hearing back from you.
Brendan